How to repair your credit score. You can't buy a house because your credit score is too low. What do you do? Complain that it's not fair and rent forever. Blame it on someone else, your ex wife or husband, sickness, loss of job, etc. Learn from your mistakes, have your credit professionally repaired, go forward with your life.
If you chose number 3 we have a program for you. Before we start let me tell you some important facts about credit scoring. Scoring is not necessarily fair. Scoring is not necessarily accurate. Scoring can be improved. There is no quick fix. No removal of accurate information from your file No 30 days and it never happened.
It did happen and we can help but we can't undo years of bad habits, bad luck, or bad times just like that. Not only do we not have a magic wand, no one else does. Some of the lies you will here by credit repair agencies. We can get you a new file They can get you a new social security number which will not have any of your old history attached. That is possible, it is also illegal. Those pesky people with the initials FBI call that FRAUD. You have a credit problem do you really think federal time in prison will improve your credit score? Actually it will. Credit history, good or bad, stays on your record for 7 years so if you get caught for loan fraud and go to the big house for 7 years, your credit history should be all cleaned up when you get out. You should have a clean no file sort of like the file you would have if you did the FRAUD thing that got you in prison in the first place. Enough of that negative stuff. There are legal steps you can do to improve your credit score. These things are 100% legal and will put your credit score back on track. You should be able to buy a new home, car, legally obtain credit cards and all legally and at decent market rates. http://www.clyderowland.com http://www.landhomefunding.com |